COMMERCIAL EQUIPMENT FINANCE

Finance the equipment that keeps your business moving.

Vehicles, machinery and business equipment — with finance structured around the asset, your business and cash flow.

Sydney based · Helping business owners Australia-wide

Daniel Sotto, Finance Broker
Daniel Sotto Finance Broker
1,000+finance applications managed
Connective Broker of the Year finalist
Business focusedequipment finance with cash flow in mind

WHAT I CAN HELP FINANCE

Equipment finance built around how your business operates.

Whether you're replacing an existing asset or adding capacity, I can help compare lender options and structure the finance around the purchase.

01

Commercial vehicles & trucks

Finance for business-use utes, vans, trucks and other commercial vehicles.

03

Trades & construction equipment

Tools, plant and specialist equipment for trades, construction and service businesses.

04

Business & specialist equipment

Finance for eligible equipment across a wide range of industries, subject to lender criteria and asset type.

WHY DANIEL

More than just finding a repayment.

Equipment finance can affect cash flow, working capital and what your business can do next. The structure matters.

  1. 1

    Understand the purchase

    What you're buying, how it will be used, the purchase price and when you need it.

  2. 2

    Match the lender and structure

    I compare suitable lender options and explain term, repayments and structure in plain English.

  3. 3

    Keep the process moving

    I manage the application and supporting documents through to approval and settlement.

  4. 4

    Protect business cash flow

    The goal is a finance structure that makes sense for the asset and the way your business operates.

FOR BUSINESS OWNERS

Simple, direct equipment finance support.

I work with business owners who need to purchase vehicles, machinery and equipment without making the finance process harder than it needs to be.

With more than 1,000 finance applications managed and two Connective Broker of the Year finalist recognitions, I bring broad lending experience to the equipment finance process as well.

Talk through the purchase

GET A QUOTE

Tell me what equipment you're looking to finance.

Leave a few details and I'll come back to you to talk through the purchase and what information we need next.

Useful to have: What you're buying Approximate purchase price Whether the asset is new or used How long you've been trading

Your enquiry is sent directly to Daniel. No obligation.

FAQ

Equipment finance questions.

Can you finance new and used equipment?

Potentially, yes. Available options depend on the asset, its age, the supplier, your business profile and the lender's criteria.

Do I need to own property?

Not necessarily. Some equipment finance options do not require property security, depending on the asset, business and lender criteria.

Can you help with a balloon or residual?

Where suitable lender options allow it, I can compare structures that include a balloon or residual and explain how that changes the regular repayment and amount remaining at the end.

How quickly can equipment finance be arranged?

Timing varies by lender, asset and application complexity. Once I understand the purchase and have the required information, I can give you a clearer idea of the likely process.