Home buyers & upgraders
Know your numbers, compare lender options and structure the loan properly before you commit to the next property.
PROPERTY & BUSINESS FINANCE
Property finance for buyers, investors & business owners.
Home and investment lending, plus commercial equipment finance — structured around what you're doing now and where you want to go next.
Sydney based · Helping clients Australia-wide
Daniel Sotto
Finance Broker
1,000+finance applications managed
2×Connective Broker of the Year finalist
Property-ledhome, investment & equipment finance
HOW I HELP
Finance built around the next move.
My focus is property finance, with additional expertise for business owners and more complex lending structures.
Property investors
Investment lending with an eye on usable equity, cash flow, servicing and keeping your next purchase possible.
Self-employed & business owners
Company, trust and self-employed income can be assessed very differently between lenders. I help present the full picture clearly.
Commercial Equipment Finance
Vehicles, machinery and business equipment — structured with cash flow, term and the way you use the asset in mind.
Explore equipment financeTHE PROCESS
Clear numbers. Clear options. No unnecessary noise.
- 1
Understand the goal
We start with what you're buying, refinancing or trying to achieve — not a product.
- 2
Work through the numbers
I assess borrowing capacity, structure and lender fit, then explain the options in plain English.
- 3
Manage the application
From documents and submission through to approval and settlement, I keep the process moving.
- 4
Plan the next move
For investors and business owners in particular, today's loan should not make tomorrow's move harder than it needs to be.
ABOUT DANIEL
Finance is more than getting a loan approved.
I specialise in helping property buyers and investors structure lending around their next move, with particular experience working through self-employed and business-owner scenarios.
I've managed more than 1,000 finance applications and have been recognised as a two-time Connective Broker of the Year finalist.
Outside of work, I'm a husband and dad and a property investor myself. I know the decisions around borrowing, buying and investing affect a lot more than the interest rate — they affect your family, cash flow and what you can do next.
Talk through your plansGET STARTED
Tell me what you're looking to do.
Leave a few details and I'll come back to you to organise a quick, obligation-free conversation.
Good fit if you're:
Buying or upgrading a home
Building a property portfolio
Self-employed or running a business
Looking at commercial equipment finance
FAQ
A few common questions.
Do I have to be self-employed to work with you?
No. My core focus is property finance, so I help PAYG home buyers and investors as well as self-employed clients and business owners. The self-employed space is simply an area where lender selection and application structure can make a particularly big difference.
Can you help with an investment property strategy?
I can help structure and compare lending around the purchase, available equity, repayments and servicing. Tax, legal and financial planning advice should come from the relevant qualified adviser.
Can you help with commercial equipment finance too?
Yes. I can assist with finance for business vehicles, machinery and equipment alongside residential and investment lending.
What happens after I submit the form?
I'll review the enquiry and get in touch to organise a short conversation about what you're trying to achieve and what information we need next.